ZIP 35010 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35010 (Tallapoosa County, Alabama) lands at 20/100 — low on DLRadar's public-record scoring. Leading the profile are institutional ownership (43/100), structural risk (42/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (21/100) stay muted. The latent-versus-live split is 42/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100).

The market reads peak — home values rose 3.3% year on year, and 22% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 69% of homes, renters 31%. The vacancy rate is 23.9% — elevated. Households earn a median $48,744 — below the roughly $78,000 national figure. Around 35% of renters are cost-burdened. The ZIP holds roughly 10,752 housing units. About 18% have a four-year degree. On demographic stress specifically, 35010 scores 31/100. A median home runs $149,100 here, or 2.7 times local income. Roughly 18.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 19,619 residents call 35010 home, typically aged 43.

On the whole, 35010 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 35010 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 35010 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 35010 shows as blanks, never estimates, and the score updates on every fresh public filing.

35010's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 35010 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.