ZIP 36092 Property Distress & Foreclosure Data

Elmore County, Alabama's ZIP 36092 registers 25/100 composite distress, which DLRadar reads as low. Structural risk reads 54/100 against active distress of 7/100. The most distinctive pressure shows up in institutional ownership (62/100), structural risk (54/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), flood (NFIP) exposure (75/100), climate & FEMA risk (72/100).

The market reads peak — home values rose 3.1% year on year, and 17% higher over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $195,400, an affordability ratio of 2.5× — accessible. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. Owners hold 75% of homes, renters 25%. 11.2% of residents fall below the poverty threshold. About 21,170 people live here, median age 40. Rent burden reaches 46% of tenant households. There are about 9,393 housing units across 36092. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $75,540, near the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above.

Net-net, 36092 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.