ZIP 36092 Foreclosure, Tax-Lien & Distress Report
Elmore County, Alabama · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 36092 in Elmore County, Alabama comes in at 28, a low composite-distress reading. On the structural side it scores 61/100, with 7/100 of stress already active. Property-level stress concentrates in structural risk (61/100), institutional ownership (59/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (24/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100), climate & FEMA risk (72/100)).
The expansion-phase market in 36092 posted values that rose 5.4% over the year, 1.4% off the recent peak, and 17% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $195,400 here, or 2.5 times local income. The vacancy rate is 11.2% — elevated. 75% of housing is owner-occupied. The poverty rate is 11.2%. About 21,170 people live here, median age 40. Rent burden reaches 46% of tenant households. The ZIP holds roughly 9,393 housing units. DLRadar's demographic-stress index for the area reads 29/100. At $75,540, median income runs near typical U.S. levels. About 17% have a four-year degree.
Overall, 36092 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 36092 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Elmore County, Alabama and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 36092 shows blanks, not estimates, wherever the record is sparse.
36092's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 36092 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 36092’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 36092 by the numbers
Current distress, phase, housing and lender-pressure figures for 36092, drawn from the same report attached to each property.
Adjacent Elmore County ZIP reports
Related reports across Elmore County, Alabama
Additional distress intelligence spanning Elmore County, Alabama by ZIP, county and state.
Unlock the full ZIP 36092 acquisition report
The full 36092 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology