ZIP 36024 Foreclosure, Tax-Lien & Distress Report

Elmore County, Alabama's ZIP 36024 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100), climate & FEMA risk (72/100)). Structural exposure scores 61 and live distress 7 on the 0–100 scale. The most distinctive pressure shows up in structural risk (61/100), institutional ownership (59/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (24/100).

The market reads expansion — home values rose 5.4% year on year, 1.4% off the recent peak, and 23% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $54,212, below the U.S. median near $78,000. Educational attainment sits at 17% bachelor's-or-above. Vacancy runs 26.6%, above the national norm and a classic distress-and-opportunity signal. About 6,198 people live here, median age 51. Roughly 11.6% live below the poverty line. The demographic-stress sub-score lands at 33/100. Around 31% of renters are cost-burdened. There are about 3,423 housing units across 36024. 80% of housing is owner-occupied. The typical home is worth about $243,000 (4.2× income).

Net-net, 36024 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 36024 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 36024 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 36024 stays directly comparable to neighboring ZIPs and the rest of Elmore County, Alabama. Where the public record is thin for 36024, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 36024 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 36024 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.