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ZIP 36093 Foreclosure, Tax-Lien & Distress Report

Elmore County, Alabama · Distress market

On DLRadar's 0-100 public-record scale, ZIP 36093 in Elmore County, Alabama comes in at 28, a low composite-distress reading. Property-level stress concentrates in structural risk (61/100), institutional ownership (59/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (24/100) register low. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (74/100), climate & FEMA risk (72/100)). Structural risk reads 61/100 against active distress of 7/100.

The market reads expansion — home values rose 5.4% year on year, 1.4% off the recent peak, and 14% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 8.1%. The poverty rate is 6.0% — low. Households earn a median $122,115 — above the roughly $78,000 national figure. Population is roughly 11,699 with a median age of 42. The demographic-stress sub-score lands at 24/100. Around 41% of adults hold a bachelor's degree or higher. Rent burden reaches 48% of tenant households. Owners hold 94% of homes, renters 6%. There are about 4,492 housing units across 36093. The typical home is worth about $307,000 (2.4× income, relatively affordable).

Overall, 36093 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 36093 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 36093's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 36093 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 36093 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 36093 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

28/100
Composite stress
61/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 36093

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk72
Another 9 scored dimensions sit behind 36093

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

36093 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 36093, the same set carried on every parcel.

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