ZIP 36110 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Alabama's ZIP 36110 registers 32/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: structural risk (69/100), institutional ownership (57/100), construction/permit lag (45/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (73/100). The latent-versus-live split is 69/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, 1.4% off the recent peak, and 9% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 55% of renters are cost-burdened. Roughly 28.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 11,692 residents call 36110 home, typically aged 33. Around 10% of adults hold a bachelor's degree or higher. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. 47% of housing is owner-occupied. Households earn a median $41,140 — below the roughly $78,000 national figure. There are about 5,204 housing units across 36110. The demographic-stress sub-score lands at 37/100. The typical home is worth about $86,900 (2.0× income, relatively affordable).

Taken together, 36110 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 36110 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 36110's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 36110 reflects the current record instead of a stale or modeled snapshot.

36110's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 36110 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.