ZIP 36111 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36111 (Montgomery County, Alabama) returns a moderate composite of 33/100. Structurally it carries 72/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (78/100). The most distinctive pressure shows up in structural risk (72/100), institutional ownership (61/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (25/100).

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, 1.4% off the recent peak, and 12% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $168,900, an affordability ratio of 2.8× — accessible. At $54,613, median income runs below typical U.S. levels. There are about 6,007 housing units across 36111. The vacancy rate is 15.9% — elevated. 59% of housing is owner-occupied. The poverty rate is 22.4% — high, a tax-stress and distress correlate. Rent burden reaches 53% of tenant households. The demographic-stress sub-score lands at 33/100. 12,196 residents call 36111 home, typically aged 38. Around 38% of adults hold a bachelor's degree or higher.

On the whole, 36111 leans distressed, with opportunity clustered in specific stressed parcels. 36111 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 36111's 33/100 can be lined up against any neighbor in Montgomery County, Alabama or any ZIP coast to coast. Where the public record is thin for 36111, the field stays empty rather than modeled, and fills in as new documents post.

36111's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 36111 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.