ZIP 36106 Property Distress & Foreclosure Data

ZIP code 36106 in Montgomery County, Alabama carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 74 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (82/100). What sets it apart are the readings on structural risk (74/100), institutional ownership (63/100), construction/permit lag (53/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 4% higher over three years, at 42/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $220,600 (2.9× income, relatively affordable). The poverty rate is 11.3%. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 27/100. There are about 7,042 housing units across 36106. At $71,202, median income runs near typical U.S. levels. 56% of housing is owner-occupied. Rent burden reaches 34% of tenant households. 14,612 residents call 36106 home, typically aged 36. Around 51% of adults hold a bachelor's degree or higher.

Taken together, 36106 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.