Montgomery County, AL: Foreclosures, Tax Liens & Distressed Properties

Montgomery County, AL, Alabama: 28 ZIP codes scored, Montgomery County, AL averaging 30/100 (moderate, Montgomery, AL), from 17 to 32. Montgomery County, AL is in its expansion phase (Montgomery, AL confidence 38/100): Montgomery, AL home prices up 5.4% (Montgomery, AL) over twelve months, 1.4% under their peak. Montgomery County, AL lender headwind: 49/100.

Highest-scoring Montgomery County, AL ZIPs: 36013 (32/100), 36057 (32/100), 36064 (32/100), 36069 (32/100), 36101 (32/100), 36104 (32/100). Also scored in Montgomery County, AL: 36105, 36106, 36107, 36108, 36109, 36110, 36111, 36112, 36113, 36114.

Across Montgomery County, AL's scored ZIPs: median home value $197,915, household income $60,842, 14.8% vacancy, 16.6% poverty, 61% owner-occupied, median age 39.5.

Montgomery County, AL insurance distress 84/100 (#241 in the US); FEMA hazard 87/100 for Montgomery, AL; 3 federal disaster declarations in Montgomery County, AL since 2023 (3 hurricane); 12 Montgomery, AL NFIP flood claims, $265K paid; Montgomery, AL construction distress 45/100.

20 banks with 53 branches lend in Montgomery County, AL; Montgomery, AL weighted bank stress 61/100, highest 87/100 in Montgomery, AL.

Montgomery County, AL unemployment 4.0% (Montgomery, AL +0.5 pts, six months); 526 new housing units permitted in Montgomery County, AL over twelve months, Montgomery, AL up 5% from 503; Montgomery, AL home prices +7.5% a year (Montgomery, AL) over three years.

106,121 housing units in Montgomery County, AL; 38,398 Montgomery, AL renter households; 47% of Montgomery, AL renters spend 30%+ of income on rent, 27% (Montgomery, AL) half or more.

Montgomery County, AL ranks #338 nationally on the opportunity index (Montgomery, AL, among all ranked counties); Montgomery, AL scores 34.3/100 and Montgomery, AL sits #15 inside Alabama. Montgomery, AL is in the peak_opportunity opportunity phase; Montgomery, AL's primary driver is vacancy, Montgomery, AL second driver bank institutional; Montgomery, AL moved up 479 places. 58 short-sale listings across Montgomery, AL; 99 days on market observed in Montgomery, AL; 13.7% vacancy over 28 Montgomery, AL ZIPs.

1.3% of Montgomery County, AL mortgages were ninety-plus days late in December 2025; Montgomery, AL's thirty-to-eighty-nine-day share was 3.2% (CFPB county sample). Montgomery, AL's ninety-day rate is up 0.4 points on twelve months earlier; the Montgomery, AL peak since 2008 was 4.7% in January 2011; Alabama overall reads 1.1%.

Montgomery County, AL has 7 watched banks; 7 Montgomery, AL banks sit in an elevated band. Montgomery, AL footprints: Regions Bank (11 branches, stress 57) in Montgomery, AL; Brantley Bank&Trust Co (2 branches, stress 82) in Montgomery, AL; River Bank&Trust (2 branches, stress 65) in Montgomery, AL.

HUD lists 25 assisted multifamily properties in Montgomery County, AL with 2,773 units; 909 Montgomery, AL units are assisted, 11 Montgomery, AL properties under project-based Section 8.

14,740 of the 106,121 housing units in Montgomery, AL sit vacant. Montgomery County, AL permitted 25 multifamily units in twelve months; Montgomery, AL's one-to-four unit structures added 501 units in Montgomery County, AL.