ZIP 36013 Property Distress & Foreclosure Data

DLRadar grades ZIP 36013 (Montgomery County, Alabama) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (74/100), institutional ownership (63/100), construction/permit lag (53/100). mortgage stress (25/100) stay muted. The latent-versus-live split is 74/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (82/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 42/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

180 residents call 36013 home, typically aged 57. The demographic-stress sub-score lands at 20/100. The typical home is worth about $434,300 (2.7× income, relatively affordable). 100% of housing is owner-occupied. The ZIP holds roughly 97 housing units. The vacancy rate is 22.0% — elevated. The poverty rate is 0.0% — low. At $139,853, median income runs above typical U.S. levels. Around 34% of adults hold a bachelor's degree or higher.

Taken together, 36013 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.