ZIP 36108 Property Distress & Foreclosure Data

DLRadar grades ZIP 36108 (Montgomery County, Alabama) at a moderate 33/100 for overall property distress. Structural risk reads 74/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (82/100)). Property-level stress concentrates in structural risk (74/100), institutional ownership (63/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 36108 posted values that rose 3.1% over the year, and 35% higher over three years, at 42/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 62% owner-occupied to 38% rented. Vacancy runs 23.2%, above the national norm and a classic distress-and-opportunity signal. There are about 8,121 housing units across 36108. Rent burden reaches 54% of tenant households. Population is roughly 15,549 with a median age of 43. Roughly 35.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $73,800 here, or 2.3 times local income. About 14% have a four-year degree. On demographic stress specifically, 36108 scores 37/100. Households earn a median $32,622 — below the roughly $78,000 national figure.

On the whole, 36108 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.