ZIP 36108 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36108 (Montgomery County, Alabama) lands at 33/100 — moderate on DLRadar's public-record scoring. The split runs 72/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (78/100). Its heaviest discrete signals: structural risk (72/100), institutional ownership (61/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (25/100).

The expansion-phase market in 36108 posted values that rose 5.4% over the year, 1.4% off the recent peak, and 35% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 62% owner-occupied to 38% rented. Vacancy runs 23.2%, above the national norm and a classic distress-and-opportunity signal. There are about 8,121 housing units across 36108. Rent burden reaches 54% of tenant households. 15,549 residents call 36108 home, typically aged 43. Roughly 35.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $73,800 here, or 2.3 times local income. Around 14% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 37/100. Households earn a median $32,622 — below the roughly $78,000 national figure.

On the whole, 36108 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 36108 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 36108 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 36108 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Alabama. Every figure is auditable to a public dataset and refreshed on ingest; 36108 shows blanks, not estimates, wherever the record is sparse.

36108's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 36108 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.