ZIP 36105 Foreclosure, Tax-Lien & Distress Report

ZIP 36105's composite property-distress score is 33/100 - DLRadar classes that as moderate for Montgomery County, Alabama. Its heaviest discrete signals: structural risk (72/100), institutional ownership (61/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (78/100). The split runs 72/100 structural to 7/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, 1.4% off the recent peak, and 7% lower over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $44,438, below the U.S. median near $78,000. The ZIP holds roughly 5,265 housing units. Rent burden reaches 52% of tenant households. Vacancy runs 23.5%, above the national norm and a classic distress-and-opportunity signal. 23.3% of residents fall below the poverty threshold. Owners hold 64% of homes, renters 36%. About 19% have a four-year degree. About 9,359 people live here, median age 48. DLRadar's demographic-stress index for the area reads 32/100. A median home runs $82,400 here, or 1.8 times local income.

Taken together, 36105 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 36105 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 36105 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Montgomery County, Alabama and the nation. Nothing here is interpolated — where a source is thin for 36105, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 for 36105 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 36105 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.