ZIP 36105 Property Distress & Foreclosure Data

Montgomery County, Alabama's ZIP 36105 registers 33/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (63/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (82/100)). The latent-versus-live split is 74/100 structural and 7/100 already moving.

The peak-phase market in 36105 posted values that rose 3.1% over the year, and 7% lower over three years (phase confidence 42/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $44,438 — below the roughly $78,000 national figure. The ZIP holds roughly 5,265 housing units. Around 52% of renters are cost-burdened. The vacancy rate is 23.5% — elevated. Roughly 23.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 64% owner-occupied to 36% rented. About 19% have a four-year degree. Population is roughly 9,359 with a median age of 48. On demographic stress specifically, 36105 scores 32/100. A median home runs $82,400 here, or 1.8 times local income.

On the whole, 36105 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.