ZIP 36107 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Alabama · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 36107 in Montgomery County, Alabama comes in at 32, a moderate composite-distress reading. Its standout signals are structural risk (69/100), institutional ownership (57/100), construction/permit lag (45/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (74/100). Structurally it carries 69/100, against 7/100 of stress already in motion.
Prices here sit in a expansion phase: values rose 5.4% over the trailing year, 1.4% off the recent peak, and 26% higher over three years, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
37% of housing is owner-occupied. On demographic stress specifically, 36107 scores 39/100. At $31,895, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,925 housing units. 8,063 residents call 36107 home, typically aged 33. Around 55% of renters are cost-burdened. The typical home is worth about $80,900 (2.2× income, relatively affordable). 36.5% of residents fall below the poverty threshold. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 36107 leans distressed, with opportunity clustered in specific stressed parcels. While 36107 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 36107's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 36107 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 36107 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Treat 36107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 36107
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 36107 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Montgomery County ZIP reports
Nearest ZIP codes to 36107
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Montgomery County, Alabama
Other reports tied to Montgomery County, Alabama — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 36107
Every distressed parcel in 36107 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology