ZIP 36107 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 36107 in Montgomery County, Alabama comes in at 33, a moderate composite-distress reading. Its standout signals are structural risk (72/100), institutional ownership (61/100), construction/permit lag (48/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (78/100). Structurally it carries 72/100, against 7/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, 1.4% off the recent peak, and 26% higher over three years, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

37% of housing is owner-occupied. On demographic stress specifically, 36107 scores 39/100. At $31,895, median income runs below typical U.S. levels. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,925 housing units. 8,063 residents call 36107 home, typically aged 33. Around 55% of renters are cost-burdened. The typical home is worth about $80,900 (2.2× income, relatively affordable). 36.5% of residents fall below the poverty threshold. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 36107 leans distressed, with opportunity clustered in specific stressed parcels. While 36107 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 36107's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 36107 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 36107 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Treat 36107 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.