ZIP 36104 Property Distress & Foreclosure Data

Composite property distress in 36104 (Montgomery County, Alabama) lands at 33/100 — moderate on DLRadar's public-record scoring. Structural risk reads 74/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (74/100), institutional ownership (63/100), construction/permit lag (53/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (82/100).

The market reads peak — home values rose 3.1% year on year, and 7% lower over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 5,250 housing units across 36104. Rent burden reaches 37% of tenant households. Home values center near $172,700, an affordability ratio of 3.5× — accessible. DLRadar's demographic-stress index for the area reads 41/100. About 10,637 people live here, median age 33. Median household income is $34,975, below the U.S. median near $78,000. Vacancy runs 21.6%, above the national norm and a classic distress-and-opportunity signal. 38.6% of residents fall below the poverty threshold. Owners hold 26% of homes, renters 74%. Educational attainment sits at 26% bachelor's-or-above.

Net-net, 36104 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.