ZIP 36064 Foreclosure, Tax-Lien & Distress Report

In Montgomery County, Alabama, ZIP 36064 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. The pressure is most legible in structural risk (71/100), institutional ownership (58/100), construction/permit lag (45/100). By contrast, mortgage stress (25/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (91/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (80/100). Structural risk reads 71/100 against active distress of 7/100.

The market reads expansion — home values rose 5.4% year on year, 1.4% off the recent peak, and 9% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $121,640 — above the roughly $78,000 national figure. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. 88% of housing is owner-occupied. Around 35% of renters are cost-burdened. The typical home is worth about $380,800 (3.1× income, relatively affordable). Educational attainment sits at 58% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 5,177 housing units. Population is roughly 13,849 with a median age of 36. Vacancy runs 7.7%.

Overall, 36064 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 36064 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 36064 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 36064 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Alabama. Every figure is auditable to a public dataset and refreshed as records update; 36064 shows blanks, not estimates, wherever the record is sparse.

Each component behind 36064 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 36064 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.