ZIP 36116 Foreclosure, Tax-Lien & Distress Report

ZIP 36116's composite property-distress score is 32/100 - DLRadar classes that as moderate for Montgomery County, Alabama. Property-level stress concentrates in structural risk (69/100), institutional ownership (57/100), construction/permit lag (45/100). mortgage stress (25/100) stay muted. Structural exposure scores 69 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (80/100), FEMA disaster exposure (74/100).

The market reads expansion — home values rose 5.4% year on year, 1.4% off the recent peak, and 14% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. Home values center near $149,500, an affordability ratio of 2.5× — accessible. 23.7% of residents fall below the poverty threshold. Educational attainment sits at 33% bachelor's-or-above. At $53,973, median income runs below typical U.S. levels. The ZIP holds roughly 20,284 housing units. Rent burden reaches 45% of tenant households. DLRadar's demographic-stress index for the area reads 33/100. The tenure split is 48% owner-occupied to 52% rented. Population is roughly 44,369 with a median age of 34.

On the whole, 36116 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 36116 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36116 can be compared directly against any other ZIP in Montgomery County, Alabama or nationwide. 36116 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 36116's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 36116 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.