ZIP 36116 Property Distress & Foreclosure Data

In Montgomery County, Alabama, ZIP 36116 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (74/100), institutional ownership (63/100), construction/permit lag (53/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 74/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (82/100).

The market reads peak — home values rose 3.1% year on year, and 14% higher over three years (phase confidence 42/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 11.4% — elevated. Home values center near $149,500, an affordability ratio of 2.5× — accessible. 23.7% of residents fall below the poverty threshold. Educational attainment sits at 33% bachelor's-or-above. Median household income is $53,973, below the U.S. median near $78,000. The ZIP holds roughly 20,284 housing units. Around 45% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 48% of homes, renters 52%. About 44,369 people live here, median age 34.

Net-net, 36116 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.