ZIP 36036 Foreclosure, Tax-Lien & Distress Report

In Montgomery County, Alabama, ZIP 36036 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. On the structural side it scores 60/100, with 8/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (74/100), climate & FEMA risk (72/100)). Property-level stress concentrates in structural risk (60/100), institutional ownership (58/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (25/100).

The market reads expansion — home values rose 5.3% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $141,700 here, or 3.3 times local income. 34.8% of residents fall below the poverty threshold. About 1,840 people live here, median age 42. The demographic-stress sub-score lands at 36/100. The vacancy rate is 21.5% — elevated. Educational attainment sits at 12% bachelor's-or-above. The tenure split is 79% owner-occupied to 21% rented. Median household income is $43,500, below the U.S. median near $78,000. The ZIP holds roughly 936 housing units. Rent burden reaches 36% of tenant households.

Net-net, 36036 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 36036 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 36036 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 36036 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Alabama. Where the record is thin for 36036, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 36036 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For an operator, 36036 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.