ZIP 36130 Foreclosure, Tax-Lien & Distress Report

ZIP 36130's composite property-distress score is 33/100 - DLRadar classes that as moderate for Montgomery County, Alabama. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (78/100). Latent structural risk is 72/100 while live distress already moving reads 0/100. The pressure is most legible in structural risk (72/100), institutional ownership (61/100), construction/permit lag (48/100).

The expansion-phase market in 36130 posted values that rose 5.4% over the year, 1.4% off the recent peak, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Overall, 36130 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 36130 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 36130 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 36130 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Alabama. Where the public record is thin for 36130, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 for 36130 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 36130 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.