ZIP 36043 Foreclosure, Tax-Lien & Distress Report
Lowndes County, Alabama · High Vacancy market
Scored purely from public records, 36043 (Lowndes County, Alabama) returns a low composite of 26/100. The latent-versus-live split is 57/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), flood (NFIP) exposure (68/100). The sharpest non-environmental signals are institutional ownership (58/100), structural risk (57/100), construction/permit lag (47/100). mortgage stress (24/100) stay muted.
Prices here sit in a expansion phase: values rose 5.4% over the trailing year, 1.4% off the recent peak, and 6% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 3,230 people live here, median age 44. Educational attainment sits at 22% bachelor's-or-above. There are about 1,411 housing units across 36043. Median household income is $84,600, near the U.S. median near $78,000. Home values center near $195,800, an affordability ratio of 2.1× — accessible. The vacancy rate is 13.2% — elevated. The poverty rate is 5.0% — low. Around 7% of renters are cost-burdened. 81% of housing is owner-occupied. On demographic stress specifically, 36043 scores 21/100.
On the whole, 36043 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 36043 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36043 can be compared directly against any other ZIP in Lowndes County, Alabama or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 36043 shows blanks, not estimates, wherever the record is sparse.
Each component behind 36043 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 36043 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 36043
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 36043 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 36043, the same set carried on every parcel.
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Unlock the full ZIP 36043 acquisition report
The full 36043 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology