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ZIP 36043 Foreclosure, Tax-Lien & Distress Report

Lowndes County, Alabama · High Vacancy market

Scored on a fixed 0-100 scale, 36043 (Lowndes County, Alabama) returns a low composite of 25/100. The latent-versus-live split is 56/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100), flood (NFIP) exposure (65/100). The sharpest non-environmental signals are structural risk (56/100), institutional ownership (55/100), construction/permit lag (45/100). mortgage stress (24/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, 1.4% off the recent peak, and 6% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 3,230 people live here, median age 44. Educational attainment sits at 22% bachelor's-or-above. There are about 1,411 housing units across 36043. Median household income is $84,600, near the U.S. median near $78,000. Home values center near $195,800, an affordability ratio of 2.1× — accessible. The vacancy rate is 13.2% — elevated. The poverty rate is 5.0% — low. Around 7% of renters are cost-burdened. 81% of housing is owner-occupied. On demographic stress specifically, 36043 scores 21/100.

On the whole, 36043 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 36043 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36043 can be compared directly against any other ZIP in Lowndes County, Alabama or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 36043 shows blanks, not estimates, wherever the record is sparse.

Each component behind 36043 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 36043 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

25/100
Composite stress
56/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 36043

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk52
9 further distress layers are graded for 36043

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 36043 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 36043, the same set carried on every parcel.

Loading ZIP 36043 stress data…

Other Lowndes County ZIP codes

Nearest ZIP codes to 36043

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 36043

More ZIP, county and state distress intelligence connected to Lowndes County, Alabama.

Unlock the full ZIP 36043 acquisition report

The full 36043 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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