ZIP 36040 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36040 (Lowndes County, Alabama) at a low 16/100 for overall property distress. The most distinctive pressure shows up in institutional ownership (55/100), structural risk (34/100), mortgage stress (23/100). By contrast, structural risk (34/100) and mortgage stress (23/100) register low. Structural exposure scores 34 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The market reads expansion — home values rose 5.4% year on year, 1.4% off the recent peak (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 12% have a four-year degree. 34.7% of residents fall below the poverty threshold. The ZIP holds roughly 1,532 housing units. A median home runs $70,100 here, or 1.9 times local income. About 3,539 people live here, median age 40. The tenure split is 67% owner-occupied to 33% rented. Median household income is $35,250, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 32/100. Around 36% of renters are cost-burdened. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 36040 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36040 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 36040's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 36040, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 36040 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 36040 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.