ZIP 36040 Property Distress & Foreclosure Data

DLRadar grades ZIP 36040 (Lowndes County, Alabama) at a low 16/100 for overall property distress. Property-level stress concentrates in institutional ownership (58/100), structural risk (35/100), mortgage stress (23/100). structural risk (35/100) and mortgage stress (23/100) stay muted. On the structural side it scores 35/100, with 7/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 42/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 12% of adults hold a bachelor's degree or higher. The poverty rate is 34.7% — high, a tax-stress and distress correlate. The ZIP holds roughly 1,532 housing units. The typical home is worth about $70,100 (1.9× income, relatively affordable). 3,539 residents call 36040 home, typically aged 40. 67% of housing is owner-occupied. At $35,250, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 32/100. Around 36% of renters are cost-burdened. The vacancy rate is 12.0% — elevated.

Taken together, 36040 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.