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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 36761 Foreclosure, Tax-Lien & Distress Report

Dallas County, Alabama · High Vacancy market

Scored purely from public records, 36761 (Dallas County, Alabama) returns a moderate composite of 30/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (67/100), institutional ownership (56/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (60/100)). Structurally it carries 67/100, against 7/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $24,868, below the U.S. median near $78,000. On demographic stress specifically, 36761 scores 44/100. 51.6% of residents fall below the poverty threshold. 869 residents call 36761 home, typically aged 54. Rent burden reaches 94% of tenant households. Around 13% of adults hold a bachelor's degree or higher. Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. There are about 547 housing units across 36761. 80% of housing is owner-occupied. The typical home is worth about $33,900 (2.0× income, relatively affordable).

Net-net, 36761 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36761 at the moment; the composite and its components are still built from verifiable public records.

Whether 36761 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36761 can be compared directly against any other ZIP in Dallas County, Alabama or nationwide. 36761 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 30/100 figure for 36761 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 36761 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

30/100
Composite stress
67/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 36761

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk48
36761 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

36761 at a glance

Current distress, phase, housing and lender-pressure figures for 36761, drawn from the same report attached to each property.

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Deterministic scoring, sourced entirely from public data · methodology

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