ZIP 36785 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36785 (Lowndes County, Alabama) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), flood (NFIP) exposure (63/100). Structurally it carries 62/100, against 7/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (62/100), institutional ownership (56/100). mortgage stress (24/100) stay muted.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 6% have a four-year degree. Around 86% of renters are cost-burdened. The ZIP holds roughly 509 housing units. DLRadar's demographic-stress index for the area reads 46/100. At $29,844, median income runs below typical U.S. levels. About 969 people live here, median age 45. The tenure split is 81% owner-occupied to 19% rented. The vacancy rate is 20.0% — elevated. Roughly 44.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $104,700 here, or 3.4 times local income.

Taken together, 36785 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 36785 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 36785 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 36785 stays directly comparable to neighboring ZIPs and the rest of Lowndes County, Alabama. The score is rebuilt from public data as it updates, so 36785 reflects the current record instead of a stale or modeled snapshot.

36785's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 36785 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.