ZIP 36785 Property Distress & Foreclosure Data

Composite property distress in 36785 (Lowndes County, Alabama) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), flood (NFIP) exposure (64/100). On the structural side it scores 49/100, with 7/100 of stress already active. The sharpest non-environmental signals are institutional ownership (59/100), structural risk (49/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (24/100) register low.

The market reads peak — home values rose 3.3% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 6% bachelor's-or-above. Around 86% of renters are cost-burdened. The ZIP holds roughly 509 housing units. DLRadar's demographic-stress index for the area reads 46/100. Median household income is $29,844, below the U.S. median near $78,000. About 969 people live here, median age 45. Owners hold 81% of homes, renters 19%. The vacancy rate is 20.0% — elevated. 44.0% of residents fall below the poverty threshold. Home values center near $104,700, an affordability ratio of 3.4× — accessible.

Net-net, 36785 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.