ZIP 36032 Foreclosure, Tax-Lien & Distress Report

Lowndes County, Alabama's ZIP 36032 registers 17/100 composite distress, which DLRadar reads as low. Latent structural risk is 38/100 while live distress already moving reads 7/100. Its heaviest discrete signals: institutional ownership (53/100), structural risk (38/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) and construction/permit lag (21/100) register low. Environmental exposure also runs high (FEMA disaster exposure (78/100)).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, 1.2% off the recent peak, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 2,358 with a median age of 37. The ZIP holds roughly 1,161 housing units. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 39/100. 67% of housing is owner-occupied. Roughly 39.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 11% of adults hold a bachelor's degree or higher. Around 51% of renters are cost-burdened. Home values center near $77,800, an affordability ratio of 3.0× — accessible. At $24,896, median income runs below typical U.S. levels.

On the whole, 36032 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 36032 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 36032 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 36032 shows blanks, not estimates, wherever the record is sparse.

The 17/100 figure for 36032 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 36032 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.