ZIP 36474 Property Distress & Foreclosure Data

Composite property distress in 36474 (Covington County, Alabama) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 6/100. The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (55/100), institutional ownership (45/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (66/100)).

The peak-phase market in 36474 posted values that rose 4.2% over the year, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 1,392 housing units across 36474. Households earn a median $41,183 — below the roughly $78,000 national figure. The tenure split is 86% owner-occupied to 14% rented. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 2,523 with a median age of 42. Rent burden reaches 32% of tenant households. On demographic stress specifically, 36474 scores 32/100. About 10% have a four-year degree. A median home runs $113,100 here, or 2.6 times local income. Roughly 30.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 36474 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.