ZIP 36426 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36426 (Escambia County, Alabama) at a moderate 33/100 for overall property distress. Its standout signals are construction/permit lag (75/100), structural risk (73/100), institutional ownership (59/100). By contrast, mortgage stress (26/100) register low. The split runs 73/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (79/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100).

The market reads expansion — home values rose 5.0% year on year, and 28% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $50,065 — below the roughly $78,000 national figure. Owners hold 73% of homes, renters 27%. The poverty rate is 18.5% — high, a tax-stress and distress correlate. Rent burden reaches 42% of tenant households. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 24.8%, above the national norm and a classic distress-and-opportunity signal. There are about 7,357 housing units across 36426. A median home runs $142,000 here, or 2.5 times local income. About 16% have a four-year degree. 16,049 residents call 36426 home, typically aged 38.

Net-net, 36426 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 36426 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 36426, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 36426's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 36426 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.