ZIP 36502 Foreclosure, Tax-Lien & Distress Report

ZIP code 36502 in Escambia County, Alabama carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. The split runs 68/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (78/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (72/100). Its heaviest discrete signals: structural risk (68/100), institutional ownership (58/100), construction/permit lag (57/100). mortgage stress (26/100) stay muted.

The market reads expansion — home values rose 5.2% year on year, and 26% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

16,008 residents call 36502 home, typically aged 43. The ZIP holds roughly 7,284 housing units. Home values center near $139,000, an affordability ratio of 3.1× — accessible. Educational attainment sits at 9% bachelor's-or-above. 22.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 36/100. The tenure split is 65% owner-occupied to 35% rented. Around 45% of renters are cost-burdened. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $41,136, below the U.S. median near $78,000.

Taken together, 36502 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 36502 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 36502 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36502 can be compared directly against any other ZIP in Escambia County, Alabama or nationwide. The score is rebuilt from public data as it updates, so 36502 reflects the current record instead of a stale or modeled snapshot.

36502's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 36502 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.