ZIP 36511 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36511 (Baldwin County, Alabama) returns a moderate composite of 35/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100)). Its heaviest discrete signals: structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100). Structural risk reads 77/100 against active distress of 0/100.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $61,854, median income runs below typical U.S. levels. The ZIP holds roughly 580 housing units. The tenure split is 53% owner-occupied to 47% rented. Educational attainment sits at 12% bachelor's-or-above. The vacancy rate is 28.3% — elevated. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. About 923 people live here, median age 30. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 23/100.

Taken together, 36511 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 36511 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 36511 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 36511, the field stays empty rather than modeled, and fills in as new documents post.

36511's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 36511 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.