ZIP 36535 Foreclosure, Tax-Lien & Distress Report
Baldwin County, Alabama · Distress market
Composite property distress in 36535 (Baldwin County, Alabama) lands at 35/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100). The sharpest non-environmental signals are structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100). On the quiet end sit mortgage stress (28/100). The split runs 77/100 structural to 8/100 active on the ground.
The expansion-phase market in 36535 posted values that rose 6.3% over the year, and 18% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The ZIP holds roughly 20,090 housing units. Owners hold 80% of homes, renters 20%. 38,401 residents call 36535 home, typically aged 49. Educational attainment sits at 26% bachelor's-or-above. The poverty rate is 13.7%. On demographic stress specifically, 36535 scores 32/100. The vacancy rate is 10.5%. Rent burden reaches 48% of tenant households. A median home runs $282,700 here, or 3.7 times local income. Median household income is $67,013, below the U.S. median near $78,000.
Overall, 36535 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 36535 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 36535 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 36535 reflects the current record instead of a stale or modeled snapshot.
36535's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 36535 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 36535’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
36535 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 36535, the same set carried on every parcel.
Adjacent Baldwin County ZIP reports
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The complete 36535 distress and acquisition report
Pull every distressed parcel in 36535 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology