ZIP 36550 Foreclosure, Tax-Lien & Distress Report

ZIP code 36550 in Baldwin County, Alabama carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100). Latent structural risk is 77/100 while live distress already moving reads 0/100. Property-level stress concentrates in structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

44.2% of residents fall below the poverty threshold. The tenure split is 55% owner-occupied to 45% rented. About 0% have a four-year degree. The demographic-stress sub-score lands at 39/100. Rent burden reaches 0% of tenant households. The ZIP holds roughly 267 housing units. Vacancy runs 26.3%, above the national norm and a classic distress-and-opportunity signal. 509 residents call 36550 home, typically aged 17.

On the whole, 36550 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 36550 at the moment; the composite and its components are still built from verifiable public records.

The 36550 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 36550 stays directly comparable to neighboring ZIPs and the rest of Baldwin County, Alabama. Every figure is auditable to a public dataset and refreshed on ingest; 36550 shows blanks, not estimates, wherever the record is sparse.

36550's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 36550 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.