ZIP 36574 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36574 (Baldwin County, Alabama) at a moderate 36/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (92/100). Structural exposure scores 79 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (79/100), institutional ownership (70/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (28/100).

The market reads expansion — home values rose 6.3% year on year, and 33% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $49,167, below the U.S. median near $78,000. Roughly 8.3% live below the poverty line. There are about 719 housing units across 36574. On demographic stress specifically, 36574 scores 26/100. About 20% have a four-year degree. The typical home is worth about $223,500 (3.9× income, relatively affordable). Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. 83% of housing is owner-occupied. Around 0% of renters are cost-burdened. 1,526 residents call 36574 home, typically aged 53.

Taken together, 36574 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 36574 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 36574's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 36574 shows as blanks, never estimates, and the score updates on every fresh public filing.

36574's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 36574 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.