ZIP 36574 Property Distress & Foreclosure Data

Baldwin County, Alabama's ZIP 36574 registers 37/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (83/100). The latent-versus-live split is 82/100 structural and 8/100 already moving. The most distinctive pressure shows up in structural risk (82/100), construction/permit lag (70/100), institutional ownership (65/100). mortgage stress (28/100) stay muted.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, 1.2% off the recent peak, and 33% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $49,167, median income runs below typical U.S. levels. The poverty rate is 8.3%. The ZIP holds roughly 719 housing units. The demographic-stress sub-score lands at 26/100. Around 20% of adults hold a bachelor's degree or higher. The typical home is worth about $223,500 (3.9× income, relatively affordable). The vacancy rate is 21.3% — elevated. 83% of housing is owner-occupied. Around 0% of renters are cost-burdened. 1,526 residents call 36574 home, typically aged 53.

Taken together, 36574 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.