ZIP 32534 Property Distress & Foreclosure Data

In Escambia County, Florida, ZIP 32534 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 76/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100).

The market reads peak — home values rose 1.7% year on year, 2.0% off the recent peak, and 15% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 7.1%. Roughly 14.6% live below the poverty line. On demographic stress specifically, 32534 scores 32/100. About 15,879 people live here, median age 40. Households earn a median $59,013 — below the roughly $78,000 national figure. The ZIP holds roughly 7,891 housing units. Around 40% of renters are cost-burdened. The tenure split is 57% owner-occupied to 43% rented. About 22% have a four-year degree. A median home runs $219,400 here, or 3.3 times local income.

Net-net, 32534 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.