Escambia County, FL: Foreclosures, Tax Liens & Distressed Properties
Escambia County, FL, Florida: 19 ZIP codes scored, Escambia County, FL averaging 32/100 (moderate, Escambia, FL), from 32 to 33. Escambia County, FL is in its peak phase (Escambia, FL confidence 15/100): Escambia, FL home prices up 0.2% (Escambia, FL) over twelve months. Escambia County, FL lender headwind: 38/100.
Highest-scoring Escambia County, FL ZIPs: 32561 (33/100), 32501 (32/100), 32502 (32/100), 32503 (32/100), 32504 (32/100), 32505 (32/100). Also scored in Escambia County, FL: 32506, 32507, 32508, 32509, 32511, 32512, 32514, 32526, 32533, 32534.
Across Escambia County, FL's scored ZIPs: median home value $273,967, household income $66,919, 13.5% vacancy, 14.1% poverty, 63% owner-occupied, median age 38.3.
Escambia County, FL insurance distress 86/100 (#181 in the US); FEMA hazard 98/100 for Escambia, FL; 15 federal disaster declarations in Escambia County, FL since 2023 (3 hurricane); 21 Escambia, FL NFIP flood claims, $28K paid; Escambia, FL construction distress 30/100.
18 banks with 47 branches lend in Escambia County, FL; Escambia, FL weighted bank stress 59/100, highest 80/100 in Escambia, FL.
Escambia County, FL unemployment 5.0% (Escambia, FL -0.3 pts, six months); 1,695 new housing units permitted in Escambia County, FL over twelve months, Escambia, FL up 21% from 1,406; Escambia, FL home prices +9.9% a year (Escambia, FL) over three years.
149,217 housing units in Escambia County, FL; 46,186 Escambia, FL renter households; 48% of Escambia, FL renters spend 30%+ of income on rent, 23% (Escambia, FL) half or more.
Escambia County, FL ranks #910 nationally on the opportunity index (Escambia, FL, among all ranked counties); Escambia, FL scores 31.5/100 and Escambia, FL sits #62 inside Florida. Escambia, FL is in the watchlist opportunity phase; Escambia, FL's primary driver is vacancy, Escambia, FL second driver bank institutional; Escambia, FL moved up 666 places. 31 short-sale listings across Escambia, FL; 73 days on market observed in Escambia, FL; 11.7% vacancy over 19 Escambia, FL ZIPs.
1.3% of Escambia County, FL mortgages were ninety-plus days late in December 2025; Escambia, FL's thirty-to-eighty-nine-day share was 2.1% (CFPB county sample). Escambia, FL's ninety-day rate is up 0.1 points on twelve months earlier; the Escambia, FL peak since 2008 was 4.4% in January 2010; Florida overall reads 1.2%.
Escambia County, FL has 3 watched banks; 3 Escambia, FL banks sit in an elevated band. Escambia, FL footprints: Warrington Bank (4 branches, stress 54) in Escambia, FL; Bank Of Pensacola (2 branches, stress 71) in Escambia, FL; Southstate Bank Na (1 branch, stress 48) in Escambia, FL.
HUD lists 18 assisted multifamily properties in Escambia County, FL with 1,739 units; 903 Escambia, FL units are assisted, 7 Escambia, FL properties under project-based Section 8.
20,190 of the 149,217 housing units in Escambia, FL sit vacant. Escambia County, FL permitted 32 multifamily units in twelve months; Escambia, FL's one-to-four unit structures added 1,663 units in Escambia County, FL.