ZIP 32502 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32502 (Escambia County, Florida) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (68/100). The pressure is most legible in structural risk (71/100), institutional ownership (67/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (27/100) register low. The split runs 71/100 structural to 8/100 active on the ground.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 6% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 22.7% — elevated. A median home runs $307,800 here, or 3.4 times local income. The tenure split is 58% owner-occupied to 42% rented. Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. Around 36% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,747 housing units. At $67,548, median income runs below typical U.S. levels. 3,991 residents call 32502 home, typically aged 44. Roughly 12.8% live below the poverty line.

Net-net, 32502 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Inside the full report, DLRadar lists 1 distressed properties for 32502 — owner, address, APN, per-parcel score, bank exposure and exit read.

Whether 32502 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32502 can be compared directly against any other ZIP in Escambia County, Florida or nationwide. Nothing here is interpolated — where a source is thin for 32502, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32502's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 32502 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.