ZIP 32509 Foreclosure, Tax-Lien & Distress Report

ZIP code 32509 in Escambia County, Florida carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (95/100), flood (NFIP) exposure (68/100)). Structural exposure scores 69 and live distress 0 on the 0–100 scale. The sharpest non-environmental signals are structural risk (69/100), institutional ownership (68/100), construction/permit lag (29/100). On the quiet end sit construction/permit lag (29/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

About 372 people live here, median age 46. On demographic stress specifically, 32509 scores 95/100. Around 3% of adults hold a bachelor's degree or higher.

Overall, 32509 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 32509's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 32509, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 32509's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 32509 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.