ZIP 32514 Property Distress & Foreclosure Data

Escambia County, Florida's ZIP 32514 registers 35/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100)). On the structural side it scores 76/100, with 8/100 of stress already active. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (27/100).

The peak-phase market in 32514 posted values that rose 1.7% over the year, 2.0% off the recent peak, and 5% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $66,484, median income runs below typical U.S. levels. Around 44% of renters are cost-burdened. The poverty rate is 13.8%. The typical home is worth about $259,600 (3.6× income, relatively affordable). The ZIP holds roughly 19,005 housing units. The demographic-stress sub-score lands at 33/100. Around 33% of adults hold a bachelor's degree or higher. The vacancy rate is 7.2%. 52% of housing is owner-occupied. Population is roughly 43,072 with a median age of 35.

On balance 32514 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.