ZIP 32505 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32505 (Escambia County, Florida) at a moderate 33/100 for overall property distress. The sharpest non-environmental signals are structural risk (71/100), institutional ownership (67/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (27/100) register low. Structural risk reads 71/100 against active distress of 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (68/100).

The peak-phase market in 32505 posted values that held roughly flat over the year, and 1% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $41,039 — below the roughly $78,000 national figure. Rent burden reaches 53% of tenant households. There are about 12,384 housing units across 32505. Owners hold 48% of homes, renters 52%. About 14% have a four-year degree. Home values center near $136,500, an affordability ratio of 2.9× — accessible. DLRadar's demographic-stress index for the area reads 38/100. Population is roughly 27,543 with a median age of 35. 25.9% of residents fall below the poverty threshold. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 32505 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 32505 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 32505's 33/100 can be lined up against any neighbor in Escambia County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 32505, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32505's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 32505 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.