ZIP 32505 Property Distress & Foreclosure Data

Escambia County, Florida's ZIP 32505 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 76/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100)).

The peak-phase market in 32505 posted values that rose 1.7% over the year, 2.0% off the recent peak, and 1% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $41,039, median income runs below typical U.S. levels. Around 53% of renters are cost-burdened. The ZIP holds roughly 12,384 housing units. 48% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. The typical home is worth about $136,500 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 38/100. Population is roughly 27,543 with a median age of 35. The poverty rate is 25.9% — high, a tax-stress and distress correlate. The vacancy rate is 15.3% — elevated.

On the whole, 32505 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.