ZIP 32501 Property Distress & Foreclosure Data

ZIP code 32501 in Escambia County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 76/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100).

The market reads peak — home values rose 1.7% year on year, 2.0% off the recent peak, and 13% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Households earn a median $39,127 — below the roughly $78,000 national figure. On demographic stress specifically, 32501 scores 48/100. The vacancy rate is 14.9% — elevated. Around 53% of renters are cost-burdened. About 10,721 people live here, median age 39. About 30% have a four-year degree. Roughly 27.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 50% owner-occupied to 50% rented. A median home runs $287,900 here, or 7.1 times local income. The ZIP holds roughly 5,777 housing units.

Net-net, 32501 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.