ZIP 32512 Property Distress & Foreclosure Data

DLRadar grades ZIP 32512 (Escambia County, Florida) at a moderate 35/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 76/100 structural and 0/100 already moving. Property-level stress concentrates in structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100).

Prices here sit in a peak phase: values rose 1.7% over the trailing year, 2.0% off the recent peak (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Overall, 32512 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
76/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 32512

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk95
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Escambia County

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Deterministic. Every signal traces to a public dataset · methodology