ZIP 32561 Foreclosure, Tax-Lien & Distress Report

ZIP code 32561 in Escambia County, Florida carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (72/100), institutional ownership (68/100), construction/permit lag (41/100). mortgage stress (26/100) stay muted. The split runs 72/100 structural to 8/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (94/100), flood (NFIP) exposure (70/100)).

The peak-phase market in 32561 posted values that held roughly flat over the year, and 22% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 32561 scores 36/100. The poverty rate is 3.4% — low. Rent burden reaches 70% of tenant households. The typical home is worth about $616,000 (4.8× income). The ZIP holds roughly 6,508 housing units. 9,254 residents call 32561 home, typically aged 52. Around 60% of adults hold a bachelor's degree or higher. Vacancy runs 36.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $119,042 — above the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented.

On the whole, 32561 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 1 distressed properties for 32561 — owner, address, APN, per-parcel score, bank exposure and exit read.

Because one deterministic model scores every ZIP, 32561's 33/100 can be lined up against any neighbor in Escambia County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 32561, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32561's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 32561 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.