ZIP 32561 Property Distress & Foreclosure Data

In Escambia County, Florida, ZIP 32561 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). By contrast, mortgage stress (26/100) register low. On the structural side it scores 76/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (94/100), flood (NFIP) exposure (71/100).

The market reads peak — home values rose 1.7% year on year, 2.0% off the recent peak, and 22% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 32561 scores 36/100. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. Around 70% of renters are cost-burdened. A median home runs $616,000 here, or 4.8 times local income. The ZIP holds roughly 6,508 housing units. About 9,254 people live here, median age 52. About 60% have a four-year degree. The vacancy rate is 36.6% — elevated. Households earn a median $119,042 — above the roughly $78,000 national figure. The tenure split is 81% owner-occupied to 19% rented.

Net-net, 32561 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.