ZIP 32571 Property Distress & Foreclosure Data

DLRadar grades ZIP 32571 (Santa Rosa County, Florida) at a moderate 35/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (80/100)). Property-level stress concentrates in structural risk (77/100), institutional ownership (71/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (27/100). Structural exposure scores 77 and live distress 8 on the 0–100 scale.

The peak-phase market in 32571 posted values that rose 1.7% over the year, 2.0% off the recent peak, and 8% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 15,687 housing units across 32571. Rent burden reaches 32% of tenant households. Vacancy runs 4.9%. The demographic-stress sub-score lands at 26/100. The typical home is worth about $306,700 (3.2× income, relatively affordable). The poverty rate is 8.0%. 86% of housing is owner-occupied. At $89,137, median income runs above typical U.S. levels. Population is roughly 41,188 with a median age of 37. Around 33% of adults hold a bachelor's degree or higher.

On balance 32571 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.