ZIP 32583 Property Distress & Foreclosure Data

ZIP code 32583 in Santa Rosa County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (77/100), institutional ownership (71/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (80/100)). On the structural side it scores 77/100, with 8/100 of stress already active.

The peak-phase market in 32583 posted values that rose 1.7% over the year, 2.0% off the recent peak, and 9% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 11,269 housing units. Around 19% of renters are cost-burdened. At $84,957, median income runs near typical U.S. levels. The typical home is worth about $245,400 (2.7× income, relatively affordable). Around 22% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. The poverty rate is 8.1%. The vacancy rate is 5.5%. 84% of housing is owner-occupied. Population is roughly 31,415 with a median age of 40.

On balance 32583 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 1 individual distressed properties in 32583, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.