ZIP 32583 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 32583 (Santa Rosa County, Florida) returns a moderate composite of 34/100. The most distinctive pressure shows up in structural risk (74/100), institutional ownership (71/100), construction/permit lag (45/100). By contrast, mortgage stress (27/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (80/100). Structural exposure scores 74 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 9% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 11,269 housing units across 32583. Rent burden reaches 19% of tenant households. At $84,957, median income runs near typical U.S. levels. The typical home is worth about $245,400 (2.7× income, relatively affordable). About 22% have a four-year degree. On demographic stress specifically, 32583 scores 23/100. 8.1% of residents fall below the poverty threshold. Vacancy runs 5.5%. 84% of housing is owner-occupied. 31,415 residents call 32583 home, typically aged 40.

On balance 32583 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 2 individual distressed properties in 32583, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

No ZIP is too small to score: 32583 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 32583, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32583's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 32583 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.