ZIP 32530 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 32530 (Santa Rosa County, Florida) returns a moderate composite of 34/100. Its standout signals are structural risk (74/100), institutional ownership (71/100), construction/permit lag (45/100). Structural exposure scores 74 and live distress 0 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (80/100).

The peak-phase market in 32530 posted values that held roughly flat over the year (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 0.0%. On demographic stress specifically, 32530 scores 25/100. Around 0% of adults hold a bachelor's degree or higher. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Home values center near $106,300. Population is roughly 31 with a median age of 36. The tenure split is 100% owner-occupied to 0% rented. The ZIP holds roughly 74 housing units.

On balance 32530 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 32530 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 32530 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 32530 stays directly comparable to neighboring ZIPs and the rest of Santa Rosa County, Florida. Where the public record is thin for 32530, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 32530 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. In workflow terms, 32530 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.