ZIP 32530 Property Distress & Foreclosure Data

DLRadar grades ZIP 32530 (Santa Rosa County, Florida) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (77/100), institutional ownership (71/100), construction/permit lag (54/100). The latent-versus-live split is 77/100 structural and 0/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (80/100).

Prices here sit in a peak phase: values rose 1.7% over the trailing year, 2.0% off the recent peak (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 0% bachelor's-or-above. 0.0% of residents fall below the poverty threshold. Home values center near $106,300. 31 residents call 32530 home, typically aged 36. Owners hold 100% of homes, renters 0%. The ZIP holds roughly 74 housing units.

Overall, 32530 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
77/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 32530

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk90
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Santa Rosa County

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Deterministic. Every signal traces to a public dataset · methodology