ZIP 32570 Property Distress & Foreclosure Data

In Santa Rosa County, Florida, ZIP 32570 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 77/100 structural and 8/100 already moving. Its standout signals are structural risk (77/100), institutional ownership (71/100), construction/permit lag (54/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 1.7% year on year, 2.0% off the recent peak, and 8% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Households earn a median $73,615 — near the roughly $78,000 national figure. The vacancy rate is 8.8%. On demographic stress specifically, 32570 scores 29/100. Around 30% of renters are cost-burdened. About 35,751 people live here, median age 40. About 23% have a four-year degree. Roughly 12.1% live below the poverty line. The tenure split is 68% owner-occupied to 32% rented. A median home runs $258,200 here, or 3.3 times local income. The ZIP holds roughly 15,666 housing units.

Net-net, 32570 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.