ZIP 32565 Foreclosure, Tax-Lien & Distress Report
Santa Rosa County, Florida · High Vacancy market
Santa Rosa County, Florida's ZIP 32565 registers 33/100 composite distress, which DLRadar reads as moderate. Leading the profile are structural risk (72/100), institutional ownership (71/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (27/100) register low. On the structural side it scores 72/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (90/100), flood (NFIP) exposure (79/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 11% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.
Rent burden reaches 25% of tenant households. About 5,653 people live here, median age 40. The poverty rate is 13.7%. The vacancy rate is 19.2% — elevated. At $76,838, median income runs near typical U.S. levels. Owners hold 80% of homes, renters 20%. About 19% have a four-year degree. The ZIP holds roughly 2,543 housing units. The demographic-stress sub-score lands at 28/100. Home values center near $239,500, an affordability ratio of 2.8× — accessible.
On the whole, 32565 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 32565's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 32565 reflects the current record instead of a stale or modeled snapshot.
Behind 32565's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 32565 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 32565
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 32565 by the numbers
The live 32565 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Santa Rosa County ZIPs near 32565
Nearest ZIP codes to 32565
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 32565
Further distress data across Santa Rosa County, Florida at ZIP, county and state level.
See every distressed parcel in 32565
Every distressed parcel in 32565 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Lead lists for Santa Rosa County
Each signal above is traceable to an open dataset · methodology