ZIP 32535 Foreclosure, Tax-Lien & Distress Report

ZIP 32535's composite property-distress score is 32/100 - DLRadar classes that as moderate for Escambia County, Florida. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (95/100), flood (NFIP) exposure (68/100). Leading the profile are structural risk (69/100), institutional ownership (68/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (27/100) register low. Structural risk reads 69/100 against active distress of 8/100.

The market reads peak — home values held roughly flat year on year, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 5,880 people live here, median age 39. 66% of housing is owner-occupied. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 32535 scores 33/100. There are about 1,959 housing units across 32535. Roughly 19.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $138,200 (3.1× income, relatively affordable). At $40,318, median income runs below typical U.S. levels. Rent burden reaches 32% of tenant households. Educational attainment sits at 6% bachelor's-or-above.

On the whole, 32535 leans distressed, with opportunity clustered in specific stressed parcels. 32535 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 32535 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32535 can be compared directly against any other ZIP in Escambia County, Florida or nationwide. Where the record is thin for 32535, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 32535 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 32535 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.