ZIP 32535 Property Distress & Foreclosure Data

DLRadar grades ZIP 32535 (Escambia County, Florida) at a moderate 35/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100)). Property-level stress concentrates in structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). On the quiet end sit mortgage stress (27/100). Structural exposure scores 76 and live distress 8 on the 0–100 scale.

The peak-phase market in 32535 posted values that rose 1.7% over the year, 2.0% off the recent peak, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,880 with a median age of 39. 66% of housing is owner-occupied. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 33/100. There are about 1,959 housing units across 32535. The poverty rate is 19.4% — high, a tax-stress and distress correlate. The typical home is worth about $138,200 (3.1× income, relatively affordable). At $40,318, median income runs below typical U.S. levels. Rent burden reaches 32% of tenant households. Around 6% of adults hold a bachelor's degree or higher.

On the whole, 32535 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.