ZIP 36562 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36562 (Baldwin County, Alabama) at a moderate 35/100 for overall property distress. On the structural side it scores 77/100, with 8/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (77/100), institutional ownership (62/100), construction/permit lag (56/100). mortgage stress (28/100) stay muted.

Prices here sit in a expansion phase: values rose 6.2% over the trailing year (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $136,200 (2.9× income, relatively affordable). Median household income is $50,000, below the U.S. median near $78,000. The tenure split is 80% owner-occupied to 20% rented. The ZIP holds roughly 707 housing units. The poverty rate is 19.9% — high, a tax-stress and distress correlate. Population is roughly 1,390 with a median age of 45. DLRadar's demographic-stress index for the area reads 26/100. Rent burden reaches 0% of tenant households. About 5% have a four-year degree.

On the whole, 36562 leans distressed, with opportunity clustered in specific stressed parcels. While 36562 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 36562 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 36562 stays directly comparable to neighboring ZIPs and the rest of Baldwin County, Alabama. The score is rebuilt from public data as it updates, so 36562 reflects the current record instead of a stale or modeled snapshot.

Each component behind 36562 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 36562 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.