ZIP 36578 Foreclosure, Tax-Lien & Distress Report
Baldwin County, Alabama · High Vacancy market
DLRadar grades ZIP 36578 (Baldwin County, Alabama) at a moderate 36/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (92/100). Structural exposure scores 79 and live distress 8 on the 0–100 scale. Leading the profile are structural risk (79/100), institutional ownership (70/100), construction/permit lag (51/100). By contrast, mortgage stress (28/100) register low.
The market reads expansion — home values rose 6.3% year on year, and 23% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $213,900. About 1,067 people live here, median age 56. The vacancy rate is 20.9% — elevated. Educational attainment sits at 11% bachelor's-or-above. Owners hold 100% of homes, renters 0%. DLRadar's demographic-stress index for the area reads 60/100. Roughly 19.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 545 housing units.
Net-net, 36578 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 36578 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 36578 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 36/100 composite is a like-for-like number rather than an isolated estimate. 36578 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 36578 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. For a buyer, 36578 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 36578 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 36578 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 36578, the same set carried on every parcel.
Adjacent Baldwin County ZIP reports
Nearest ZIP codes to 36578
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Baldwin County, Alabama
More ZIP, county and state distress intelligence connected to Baldwin County, Alabama.
Open the complete 36578 acquisition file
The full 36578 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology