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ZIP 36507 Foreclosure, Tax-Lien & Distress Report

Baldwin County, Alabama · Affordable market

Baldwin County, Alabama's ZIP 36507 registers 35/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100). The latent-versus-live split is 77/100 structural and 8/100 already moving. The most distinctive pressure shows up in structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100). On the quiet end sit mortgage stress (28/100).

The expansion-phase market in 36507 posted values that rose 6.3% over the year, and 25% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 8,960 housing units across 36507. About 17% have a four-year degree. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 40% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. The typical home is worth about $183,800 (3.4× income, relatively affordable). 74% of housing is owner-occupied. Vacancy runs 10.9%. Median household income is $47,919, below the U.S. median near $78,000. Population is roughly 20,350 with a median age of 37.

Net-net, 36507 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 36507 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 36507 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 36507 stays directly comparable to neighboring ZIPs and the rest of Baldwin County, Alabama. 36507 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 36507 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. In workflow terms, 36507 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

35/100
Composite stress
77/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 36507

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk97
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 36507 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 36507, the same set carried on every parcel.

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