ZIP 36507 Property Distress & Foreclosure Data

ZIP code 36507 in Baldwin County, Alabama carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (83/100)). On the structural side it scores 82/100, with 8/100 of stress already active. What sets it apart are the readings on structural risk (82/100), construction/permit lag (70/100), institutional ownership (65/100). On the quiet end sit mortgage stress (28/100).

The peak-phase market in 36507 posted values that rose 2.6% over the year, 1.2% off the recent peak, and 25% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 8,960 housing units. About 17% have a four-year degree. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 40% of renters are cost-burdened. On demographic stress specifically, 36507 scores 32/100. A median home runs $183,800 here, or 3.4 times local income. The tenure split is 74% owner-occupied to 26% rented. The vacancy rate is 10.9%. Households earn a median $47,919 — below the roughly $78,000 national figure. Population is roughly 20,350 with a median age of 37.

On balance 36507 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.