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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 36525 Foreclosure, Tax-Lien & Distress Report

Mobile County, Alabama · High Poverty market

Composite property distress in 36525 (Mobile County, Alabama) lands at 35/100 — moderate on DLRadar's public-record scoring. Leading the profile are structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100). On the structural side it scores 78/100, with 7/100 of stress already active.

The market reads peak — home values rose 1.0% year on year, and 18% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Median household income is $64,779, below the U.S. median near $78,000. There are about 745 housing units across 36525. Vacancy runs 3.0%. Owners hold 84% of homes, renters 16%. Educational attainment sits at 14% bachelor's-or-above. About 2,209 people live here, median age 36. Around 30% of renters are cost-burdened. On demographic stress specifically, 36525 scores 30/100. The poverty rate is 23.6% — high, a tax-stress and distress correlate. The typical home is worth about $209,100 (3.0× income, relatively affordable).

Net-net, 36525 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 36525 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 36525's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 36525 shows blanks, not estimates, wherever the record is sparse.

Each component behind 36525 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. The point of the 36525 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

What is driving ZIP 36525’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk98
9 further distress layers are graded for 36525

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 36525 distress snapshot

The live 36525 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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