ZIP 36611 Foreclosure, Tax-Lien & Distress Report

In Mobile County, Alabama, ZIP 36611 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). mortgage stress (25/100) stay muted. On the structural side it scores 78/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100).

The market reads peak — home values rose 1.0% year on year, and 35% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 50% of tenant households. The poverty rate is 28.3% — high, a tax-stress and distress correlate. The ZIP holds roughly 2,680 housing units. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 37/100. 50% of housing is owner-occupied. Population is roughly 6,367 with a median age of 33. At $42,854, median income runs below typical U.S. levels. Home values center near $117,500, an affordability ratio of 2.6× — accessible.

On the whole, 36611 leans distressed, with opportunity clustered in specific stressed parcels. 36611 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 36611 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36611 can be compared directly against any other ZIP in Mobile County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 36611, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 36611's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 36611 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.