ZIP 36521 Foreclosure, Tax-Lien & Distress Report

ZIP code 36521 in Mobile County, Alabama carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are structural risk (82/100), institutional ownership (69/100), construction/permit lag (66/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), FEMA disaster exposure (92/100), flood (NFIP) exposure (88/100). The split runs 82/100 structural to 7/100 active on the ground.

The peak-phase market in 36521 posted values that rose 1.0% over the year, and 18% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 10.0%. Population is roughly 6,060 with a median age of 37. Households earn a median $69,360 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100. Rent burden reaches 13% of tenant households. Around 14% of adults hold a bachelor's degree or higher. A median home runs $183,500 here, or 2.4 times local income. The ZIP holds roughly 2,396 housing units. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 93% of homes, renters 7%.

Net-net, 36521 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 36521 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 36521 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36521 can be compared directly against any other ZIP in Mobile County, Alabama or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 36521 shows blanks, not estimates, wherever the record is sparse.

36521's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 36521 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.