ZIP 36521 Property Distress & Foreclosure Data

In Mobile County, Alabama, ZIP 36521 scores 38 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (83/100), structural risk (83/100), institutional ownership (63/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (83/100). On the structural side it scores 83/100, with 7/100 of stress already active.

The market reads peak — home values rose 3.0% year on year, and 18% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

10.0% of residents fall below the poverty threshold. About 6,060 people live here, median age 37. Median household income is $69,360, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. Around 13% of renters are cost-burdened. Educational attainment sits at 14% bachelor's-or-above. Home values center near $183,500, an affordability ratio of 2.4× — accessible. The ZIP holds roughly 2,396 housing units. The vacancy rate is 12.6% — elevated. Owners hold 93% of homes, renters 7%.

Net-net, 36521 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.