ZIP 36521 Foreclosure, Tax-Lien & Distress Report
Mobile County, Alabama · High Vacancy market
ZIP code 36521 in Mobile County, Alabama carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (78/100), construction/permit lag (66/100), institutional ownership (61/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100), FEMA disaster exposure (78/100). The split runs 78/100 structural to 7/100 active on the ground.
The peak-phase market in 36521 posted values that rose 1.0% over the year, and 18% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The poverty rate is 10.0%. Population is roughly 6,060 with a median age of 37. Households earn a median $69,360 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100. Rent burden reaches 13% of tenant households. Around 14% of adults hold a bachelor's degree or higher. A median home runs $183,500 here, or 2.4 times local income. The ZIP holds roughly 2,396 housing units. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 93% of homes, renters 7%.
Net-net, 36521 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 36521 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 36521 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36521 can be compared directly against any other ZIP in Mobile County, Alabama or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 36521 shows blanks, not estimates, wherever the record is sparse.
36521's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 36521 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 36521
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
36521 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Mobile County ZIP reports
Related reports across Mobile County, Alabama
Keep going: ZIP, county and state distress coverage for Mobile County, Alabama.
Get the full acquisition report for 36521
See who owns each distressed property in 36521, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology